Southern Missouri Bancorp, Inc.: Investment Report

Overview

Southern Missouri Bancorp, Inc. (SMBC) is a bank holding company that provides banking and financial services to individuals and corporate customers in the United States. With a market capitalization of $622.5 million, SMBC is a regional bank operating in the financial services sector. In this report, we will provide an in-depth analysis of the company's financial performance, growth prospects, and news updates that can impact its stock price.

Core Metrics

• Current price: $55.20 USD
• 52-week high: $59.67
• 52-week low: $37.74
• Market Cap: $622.529 million in billions
• P/E Ratio: 12.52
• Earnings per Share: $4.41
• 50-day average: $52.12
• 200-day average: $46.21
• Analyst Recommendations: Buy (3 analysts)

Financial Performance

Southern Missouri Bancorp, Inc. has reported a strong financial performance, with a net interest margin (NIM) of 3.27% and non-performing loans of 0.16%. The company's revenue was in line with analyst estimates, and earnings per share (EPS) surpassed analyst estimates by 4.5%. The company's total cash and operating cash flow stood at $61.42 million and $70.27 million, respectively.

Growth Prospects

SMBC's growth prospects appear to be positive, driven by its strong financial performance and increasing demand for banking and financial services in the United States. The company's expansion into new markets and its focus on investing and insurance services are expected to drive growth in the coming years.

News and Updates

The company has recently reported its full-year 2024 earnings, which beat expectations. Additionally, there have been no major news updates that can impact the stock price. However, the company's involvement with SMBC Aviation Capital, which has acquired 118 aircraft, may have a positive impact on its stock price.

Upgrades and Downgrades

Piper Sandler has upgraded SMBC to Overweight, citing the company's strong financial performance and growth prospects. Keefe, Bruyette & Woods has maintained a Market Perform rating on the stock, citing the company's stable financial performance.

Summary

In summary, Southern Missouri Bancorp, Inc. is a regional bank with a strong financial performance and positive growth prospects. The company's stock has been upgraded by Piper Sandler and has a Buy rating from three analysts. With a P/E ratio of 12.52, the stock appears to be undervalued, making it an attractive investment opportunity for investors seeking exposure to the financial services sector.

Disclosures

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